What is the Average Settlement for a Car Crash in Texas?

By Anderson, Cummings & Drawhorn, LLP on July 07, 2020

taking picture of a crashed car

Answering this question can be difficult without the help of a qualified attorney who has significant experience investigating these cases and obtaining compensation. Your attorney will need to go over several important factors, such as the severity of your damages and the amount of time it could take for you to make a full recovery.

Table of Contents

If you have any questions about your car crash claim, contact an experienced attorney at Anderson, Cummings & Drawhorn, LLP for a free case evaluation. Our attorneys have 50-plus years of combined experience and have recovered millions in verdicts and settlements for clients.

Determining a Claim’s Value

The value of your car crash claim depends largely on the severity of your injuries and how your life has been negatively affected by the accident. Victims who require extensive medical care and were forced to miss work could receive more compensation as opposed to those with mild injuries who were able to return to work immediately after the crash.

Car accident victims are generally eligible to seek two types of compensation: economic and non-economic damages.

Economic damages could include:

  • Past and future medical bills
  • Doctors’ visits
  • Medical tests
  • Prescription medicines
  • Assistive medical equipment
  • Physical therapy
  • Rehabilitation
  • Cost of hiring a home caregiver
  • Lost income from missing work
  • Property damage

Non-economic damages include physical and mental pain and suffering you endure while you were recovering from your injuries. Examples of these damages may include:

  • pain and suffering
  • Post-traumatic stress disorder
  • Depression
  • Mental trauma
  • Fear
  • Anxiety
  • Insomnia
  • Loss of consortium
  • Loss of enjoyment of life

If you lost a loved one in an accident, our attorneys may be able to recover funeral and burial costs, loss of companionship and loss of income capacity.

A Fort Worth car accident lawyer at Anderson, Cummings & Drawhorn, LLP are available to discuss your options in a free case evaluation. We charge you no fees unless we recover compensation for your claim.

Insurance Coverage Limits

Drivers in the state of Texas are required to carry the following minimum amounts of insurance coverage:

  • $30,000 per injured person
  • $60,000 per accident (for injuries)
  • $25,000 per accident (for property damage)

These pay for damages suffered by others in accidents you cause. While these are the minimum amounts of coverage, many drivers purchase more coverage. However, the coverage limits of the insurance policies involved in your claim may limit your claim’s value.

You may want to consider purchasing additional coverage in your insurance policy to help cover damages that exceed the value of the at-fault driver’s insurance policy. This could help reduce your out-of-pocket expenses.

For example, you could purchase medical benefits coverage to pay for medical bills and funeral costs. Personal injury protection also pays a portion of lost wages, along with medical bills and essential services you incur because of your injuries.

Uninsured/underinsured motorist coverage could also be invaluable if you are in an accident with a driver who either has no insurance or whose insurance limits are less than the value of your damages.

Should I Trust Online Car Accident Calculators?

You may have seen online car accident claim calculators. However, since no two accidents are exactly the same, and claims are often complex, it can be virtually impossible to determine an average settlement amount.

That is why it is so important to discuss your claim with an experienced attorney. At Anderson, Cummings & Drawhorn, LLP, we have the resources to thoroughly investigate your accident and the damages you suffered. We can also consult medical experts and other industry experts to help us calculate future medical costs and non-economic damages.

Speak to a Knowledgeable Texas Attorney in a Free Case Review

Although there is no guarantee you will win any compensation for your car accident claim, you could get an idea of what your claim may be worth by speaking to a knowledgeable attorney in a free case evaluation.

If you have any questions regarding your car crash claim, contact Anderson, Cummings & Drawhorn, LLP today to schedule your complimentary consultation.

Our firm has recovered over $100 million in compensation for our clients and we have a 5-star Google rating.

Dial (817) 920-9000 to contact Anderson, Cummings & Drawhorn, LLP today.

Fact Checked Icon

This page has been written, edited, and reviewed by a team of legal writers following our comprehensive guidelines. This page was approved by attorney Seth Anderson, whose team has more than 50 years of combined legal experience in helping victims of personal injury seek justice.

Recent Blog Posts

what happens if a pedestrian caused an accident

What Happens If a Pedestrian Caused an Accident? Legal and Practical Considerations

February 25, 2026

A pedestrian can face legal and financial responsibility when pedestrian actions directly trigger a collision, although Texas law still evaluates every party’s conduct before assigning fault. At Anderson, Cummings & Drawhorn, LLP, we often speak with Fort Worth residents asking what happens if a pedestrian caused an accident , especially...

Read Article
What to Do If Someone Sues You for a Car Accident in Texas

What to Do If Someone Sues You for a Car Accident in Texas

September 26, 2025

Being sued after a crash is one of those situations nobody expects, and when it happens, it can feel overwhelming. You may worry about your finances, your reputation, and how to even begin responding. Many Texans search for what to do if someone sues you for a car accident in...

Read Article
Car rolling stop

What Is a Rolling Stop and Why Is It Illegal in Texas?

August 22, 2025

Drivers across Texas may not even realize they’re doing it, but what is a rolling stop? It’s when a vehicle slows down at a stop sign or red light but doesn’t completely halt before entering the intersection. It might feel like a minor shortcut, especially when there appears to be...

Read Article

Request a Free Case Evaluation

Tell us about your accident and your injuries. An injury lawyer from our team will call and provide you with a free evaluation of your case. If we can help, and you are unable to travel, we will come to your home, office, or hospital. It’s easy – let’s get started.

Footer Call Icon

Give Us A Call

We are always available to discuss your case. Give us a call at (817) 920-9000.

Footer Mail Icon

Email Us Anytime

Email us anytime and we will get back to you.

Footer Map Icon

We’ll Come To You

Our attorneys will come to your home, office or hospital at your convenience.

Footer Calender Icon

Available 24/7

Our team is ready and waiting to help you today.

Fort Worth, TX. Office

4200 W Vickery Blvd
Fort Worth, TX 76107

Directions