Uninsured or Underinsured Motorists and Accident Claims in Texas

By Anderson, Cummings & Drawhorn, LLP on March 03, 2023

car insurer inspecting vehicle

Table of Contents

Each state requires drivers to carry a certain amount of auto insurance, and Texas is no different.

Unfortunately, some people disobey Texas laws and are either underinsured or not insured at all. People may do this for a variety of reasons, like avoiding payment of a monthly insurance premium or to make that payment lower.

These numbers for liability limits may seem high, but the reality is that insurance can protect drivers from having to pay even larger amounts if an accident occurs. You have rights if you were hit by a driver that was not carrying the proper amount of insurance. Uninsured or underinsured motorists should be held accountable for their actions if they caused you harm.

Contact the Fort Worth, TX auto accident lawyers at Anderson, Cummings & Drawhorn, LLP today for a free legal consultation if you were in an accident.

Click “here” to fill out our online form or call us at (817) 920-9000.

How Much Insurance Coverage do Texas Drivers Need?

Texas drivers must carry bodily injury liability insurance of at least $30,000 per person and $60,000 per accident. Texas drivers must also have property damage liability insurance at a minimum of $30,000.

Whether the accident you were involved in was a rear-end collision or a hit-and-run crash, you deserve to be compensated for your losses. Anderson, Cummings & Drawhorn, LLP’ attorneys handle claims involving underinsured or uninsured motorists.

We can help you get the justice you need and the compensation that can help repair your vehicle or assist in paying for any medical expenses you may have. If your injury caused you to take time off of work, you need help with lost wages, too.

Help for Accidents with Uninsured or Underinsured Motorists

Just because a person isn’t properly covered does not mean you should be the one to pay for your accident. If you need help with an accident claim involving a driver that did not have enough or any insurance, reach out to the auto accident attorneys at our law firm today.

We offer free case evaluations to all of our clients and Anderson, Cummings & Drawhorn, LLP never accepts any fees unless we win your case.

Call (817) 920-9000 now for free legal advice or fill out the form on the right side of this page.

Fact Checked Icon

This page has been written, edited, and reviewed by a team of legal writers following our comprehensive guidelines. This page was approved by attorney Seth Anderson, whose team has more than 50 years of combined legal experience in helping victims of personal injury seek justice.

Recent Blog Posts

Oil derricks.

Oilfield Contractors vs. Operators: Who Can Be Sued After an Accident?

December 20, 2026

After a Fort Worth oilfield accident, you may be able to sue the contractor, the operator, or another company. Still, liability depends on who controlled the work, who created the dangerous condition, and whose conduct caused your injury. At Anderson, Cummings & Drawhorn, we know how complex oilfield accidents can...

Read Article
Woman at grocery store.

Why Grocery Store Slip and Fall Accidents Are More Serious Than People Think

December 12, 2026

Grocery store slip and fall accidents are more serious than people think because they can cause serious injuries that may seem negligible at first. A sudden fall onto a hard floor can damage your head, spine, hips, joints, and other parts of your body, even when the fall initially looks...

Read Article
Highway pileup accidents.

Common Injuries from Multi-Vehicle Accidents on Highways

December 05, 2026

Multi-vehicle highway accidents in Fort Worth can cause serious injuries such as traumatic brain injuries, broken bones, spinal injuries, internal injuries, and severe soft tissue damage. You can be struck more than once as vehicles collide, increasing the force placed on the body. These crashes can occur on major highways...

Read Article

Request a Free Case Evaluation

Tell us about your accident and your injuries. An injury lawyer from our team will call and provide you with a free evaluation of your case. If we can help, and you are unable to travel, we will come to your home, office, or hospital. It’s easy – let’s get started.

Footer Call Icon

Give Us A Call

We are always available to discuss your case. Give us a call at (817) 920-9000.

Footer Mail Icon

Email Us Anytime

Email us anytime and we will get back to you.

Footer Map Icon

We’ll Come To You

Our attorneys will come to your home, office or hospital at your convenience.

Footer Calender Icon

Available 24/7

Our team is ready and waiting to help you today.

Fort Worth, TX Office

4200 W Vickery Blvd
Fort Worth, TX 76107

Directions