Message Us
Call Us Truck Insurance Coverage Claims
By Anderson, Cummings & Drawhorn, LLP on February 28, 2023
In order to legally operate a semi-trailer on the road, trucking companies and drivers must have a certain amount of insurance. If a company or driver fails to have the minimum amount of insurance coverage and an accident occurs, the victim may not be adequately compensated for their losses.
Table of Contents
If you have been seriously injured in a truck accident involving an uninsured or underinsured driver in Texas, our lawyers are here to help.
The experienced team of Fort Worth truck accident attorneys at Anderson, Cummings & Drawhorn, LLP can investigate your claim and will fight for your right to fair and just compensation.
Fill out the Free Case Evaluation form to your right to get started today or contact us at (817) 920-9000 to schedule your free legal consultation.
Truck Insurance Coverage
Even if you know the truck driver is to blame for the accident, truck insurance companies will do everything they can to provide as little compensation as possible.
According to the Federal Motor Carrier Safety Administration, bodily injury, property damage and environmental restoration must be covered in insurance policies. Depending on the freight being carried, truck insurance policies may cover between $750,000 to $5,000,000.
Some drivers may fail to have adequate insurance for the situation while others could have a lapse in coverage leaving them uninsured while they transport goods across the country.
Improperly Loaded Trucks
Failing to load a truck properly can lead to the shift of materials inside the truck or on the road. When a trucks cargo spills or shifts and an accident occurs, victims can be seriously injured in the wreck.
Highway Truck Crashes
As many trucks are routed through Texas on their way to other states or neighboring countries, truck accidents commonly occur on the highway. Worst of all, when such accidents happen they are often severe due to the size of those trucks and the high rate of speed vehicles are traveling at.
Serious Truck Accident Injuries
Injuries after a catastrophic truck accident can be life-threatening. Brain trauma, spinal cord injury and multiple broken bones can lead to extended hospital stays and months of recovery.
Causes of Semi-Trailer Accidents
Data on semi-trailer accidents often finds that the causes of big rig accidents typically include speeding, fatigued driving, distracted driving and improperly loaded cargo.
How Can An Experienced Lawyer Help?
Insurance companies don’t intimidate us. At the law offices of Anderson, Cummings & Drawhorn, LLP, our team of attorneys know how to investigate these types of accidents and will ensure we collect all the information needed to build a strong case in your favor.
We know that you have many questions about your accident and were prepared to give you the answers you need to make an informed decision about how to proceed with your claim.
Contact a licensed personal injury lawyer in Fort Worth at (817) 920-9000 to schedule a free case review today or fill out the Free Case Evaluation form on this page to get started right away.
We work on a contingency basis, which means you pay us nothing unless we obtain a recovery for you.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive guidelines. This page was approved by attorney Seth Anderson, whose team has more than 50 years of combined legal experience in helping victims of personal injury seek justice.
Recent Blog Posts
Who Is Responsible for Road Debris Damage? Understanding Liability After an Accident
March 25, 2026
Key Takeaways Road debris includes fallen cargo and other objects that create traffic hazards. Liability usually rests with the party who caused or failed to remove the hazard, often a truck driver or company. Texas law requires vehicles to prevent loose materials from escaping. Commercial trucks travel through Arlington daily...
Read Article
Truck Driver Negligence: Common Causes and Legal Implications
March 23, 2026
Key Takeaways Truck driver negligence occurs when a commercial driver fails to operate safely. Common causes include distraction, fatigue, impairment, speeding, and unsafe cargo loading. Federal hours-of-service rules limit driving time to reduce fatigue-related crashes. Strong evidence often includes electronic logs, black box data, and maintenance records. Multiple parties, including...
Read Article
How Many Accidents Are Caused by Semi Trucks—and What Drivers Should Know
March 20, 2026
Key Takeaways Large trucks account for a small share of crashes but a high number of fatal injuries. In 2023, large truck crashes caused 5,472 deaths and over 153,000 injuries nationwide. Truck accidents involve greater force, complex evidence, and multiple liable parties. Texas allows recovery if fault does not exceed...
Read ArticleRequest a Free Case Evaluation
Tell us about your accident and your injuries. An injury lawyer from our team will call and provide you with a free evaluation of your case. If we can help, and you are unable to travel, we will come to your home, office, or hospital. It’s easy – let’s get started.
Email Us Anytime
Email us anytime and we will get back to you.
We’ll Come To You
Our attorneys will come to your home, office or hospital at your convenience.
Available 24/7
Our team is ready and waiting to help you today.
