Why Sue If a Friend or Family Member Causes a Fort Worth Crash?

By Anderson, Cummings & Drawhorn, LLP on September 22, 2023

young multi-racial couple buckling up in car

If your friend or family member was the at-fault driver in a crash that caused you to suffer injuries, it may seem like a betrayal to sue them for damages. However, the important thing to remember is that you are recovering damages from your loved one’s insurance company and not from them directly.

Table of Contents

At Anderson, Cummings & Drawhorn, LLP, we discuss more about crashes where you may need to seek compensation against the liability insurance of a friend or family member. Our Fort Worth vehicle crash attorneys have been recovering compensation for the injured in Texas for decades. We have recovered over $100 million on our clients’ behalf.

Call for a FREE case review to learn about your legal options today. (817) 920-9000

Why It May Be Hard To File a Claim Against a Friend or Family Member

Personal injury cases can pose emotional challenges, especially if a friend or family member’s negligence contributed to or caused your crash. There are many concerns crash victims may have about suing a friend or family member, such as:

  • Increasing their loved one’s insurance premiums: This may or may not happen, depending on the circumstances. However, even without filing a legal claim, the fact your loved one had a crash is typically the real cause of increased premiums.
  • Paying attorney costs: This is also not something to be concerned about as the insurance company provides an attorney at no extra cost to your loved one.
  • Impact on the relationship: If you were injured and the liable party is someone you care about, it is natural to not want to take legal action against them. However, if you have an experienced attorney who understands the situation, he or she can handle things in a non-threatening way.

Important Facts To Remember About Personal Injury Claims

Before discussing whether or not you should sue a friend or family after a car crash, it is important to determine if you have a legal case. To find this information out, you will need to contact an attorney to discuss your situation. At Anderson, Cummings & Drawhorn, LLP, we accept car crash cases on contingency, and we do not charge you anything for a case review.

In Fort Worth, as in the rest of Texas, personal injury law provides a way for injured parties to seek compensation for damages caused by someone else’s negligence. Negligence, in this context, refers to a driver’s failure to act with reasonable care, resulting in injury or damage to another party.

Negligence and How it Determines if You Have a Case

When considering a personal injury lawsuit, you must determine whether negligence played a role in the collision. If you can demonstrate that the other party’s actions or inactions caused the crash that led to your injuries, you may have valid grounds for a claim. This is true regardless of your relationship with them.

How Long Do I Have To File a Claim in Texas?

It is critical to keep in mind that Texas has a statute of limitations for seeking compensation through personal injury claims. Typically, injured victims have a two-year window starting from the date of the accident. If you do not initiate legal proceedings prior to this deadline, you may be forfeiting your right to seek compensation. Waiting too late to call an attorney could also impact your ability to file a claim. Many law firms may not want to take your case on if it is too close to the deadline. Your attorney needs time to:

  • Fully investigate the accident scene
  • Gather and examine crash evidence
  • Determine if there are credible witnesses
  • Negotiate your settlement
  • And much more

Should You File a Claim Against Your Friend or Family Member?

The decision of whether to file a lawsuit against a friend or family member following a Fort Worth collision is a difficult one. While the emotional aspect of taking legal action may tempt you to forgo seeking the damages you need, it is not a good idea. Filing a claim against your loved one’s auto insurance will help you to recover compensation for the damages you sustained in the crash.

If you do not file a claim against your loved one, the insurance company benefits. You, on the other hand, will not only have the injuries to deal with, but you will also end up paying for the damages out of your own pocket. In all likelihood, this is not something your loved one will want for you.

It is far better to have an attorney help you seek full and fair compensation from the insurance company. Although you may care about your loved one, it is equally important to consider your own well-being and ability to get the treatment you need. Personal injury claims often target insurance companies rather than individuals directly.

Call Our Trusted Law Firm To Seek the Compensation You Need

We advise you to seek legal help after any crash that causes you harm. A knowledgeable attorney can help determine if you have a case and if so, what your legal options may be.

Our law firm in Fort Worth, Texas is prepared to help. We offer a completely free consultation, and if you choose our firm to represent you, there are also no upfront costs or fees. We only get paid if we win your case and you get paid.

Our staff is available to take your call 24/7. Call: (817) 920-9000 to get started.

Fact Checked Icon

This page has been written, edited, and reviewed by a team of legal writers following our comprehensive guidelines. This page was approved by attorney Seth Anderson, whose team has more than 50 years of combined legal experience in helping victims of personal injury seek justice.

Recent Blog Posts

what happens if a pedestrian caused an accident

What Happens If a Pedestrian Caused an Accident? Legal and Practical Considerations

February 25, 2026

A pedestrian can face legal and financial responsibility when pedestrian actions directly trigger a collision, although Texas law still evaluates every party’s conduct before assigning fault. At Anderson, Cummings & Drawhorn, LLP, we often speak with Fort Worth residents asking what happens if a pedestrian caused an accident , especially...

Read Article
What to Do If Someone Sues You for a Car Accident in Texas

What to Do If Someone Sues You for a Car Accident in Texas

September 26, 2025

Being sued after a crash is one of those situations nobody expects, and when it happens, it can feel overwhelming. You may worry about your finances, your reputation, and how to even begin responding. Many Texans search for what to do if someone sues you for a car accident in...

Read Article
Car rolling stop

What Is a Rolling Stop and Why Is It Illegal in Texas?

August 22, 2025

Drivers across Texas may not even realize they’re doing it, but what is a rolling stop? It’s when a vehicle slows down at a stop sign or red light but doesn’t completely halt before entering the intersection. It might feel like a minor shortcut, especially when there appears to be...

Read Article

Request a Free Case Evaluation

Tell us about your accident and your injuries. An injury lawyer from our team will call and provide you with a free evaluation of your case. If we can help, and you are unable to travel, we will come to your home, office, or hospital. It’s easy – let’s get started.

Footer Call Icon

Give Us A Call

We are always available to discuss your case. Give us a call at (817) 920-9000.

Footer Mail Icon

Email Us Anytime

Email us anytime and we will get back to you.

Footer Map Icon

We’ll Come To You

Our attorneys will come to your home, office or hospital at your convenience.

Footer Calender Icon

Available 24/7

Our team is ready and waiting to help you today.

Fort Worth, TX. Office

4200 W Vickery Blvd
Fort Worth, TX 76107

Directions