Message Us
Call Us Can Insurance Companies Be Held Liable for Delaying an Injury Claim?
By Anderson, Cummings & Drawhorn, LLP on May 04, 2020
After being injured in an accident, you expect the insurance company to hold up their end of the deal by honoring your policy in a reasonable manner. However, since most insurers are looking for ways to avoid making large payouts, they will often try to delay the claims process in hopes that you will settle for less than what your claim is worth. Having an attorney could be helpful in these types of situations.
Table of Contents
Our Fort Worth insurance bad faith attorneys at Anderson, Cummings & Drawhorn, LLP have been protecting the rights of injury victims against large insurance corporations for many years. Contact our firm today for a free case evaluation to determine if you are eligible for compensation. There are no obligations or upfront fees.
Ways Insurance Companies Cause Delays
Insurance companies are notorious for finding ways to delay injury claims. However, they are required by law to pay all valid claims within a timely manner. Insurers commonly avoid making immediate payments by:
- Saying that they are still investigating your claim for an unreasonable period
- Asking for unnecessary documentation before sending a payment
- Ignoring your demand letter, hoping that you might accept a lower offer
- Not paying the full amount for your damages
- Saying that the terms of the policy are different from what you originally agreed upon
- Denying your injury claim altogether
These are just some of the ways insurance companies may try to delay your claim. Our attorneys have experience investigating these bad faith tactics and negotiating with insurers to obtain maximum compensation for our clients.
What is Needed to File a Bad Faith Claim Against the Insurance Company in Texas?
When an insurer fails to uphold their obligation to treat their policyholders fairly, they could end up paying out significant damages, sometimes even far more than the original policy limits. To file a bad faith claim against the insurance company, the following three elements must be present:
- You (the injured victim) or your lawyer provided enough notice and evidence to the insurance company about your claim.
- There is a determination of coverage liability. This tells the insurance company how much compensation they are liable for.
- There is an assessment of your damages. We recommend letting an experienced lawyer handle this on your behalf.
If the insurance company continues to act in bad faith, they could be penalized by:
- Having to pay far more than the policy limits
- Interest added for unexplained wait time
- Coverage of lawyer fees and court costs for the insured
- Loss of insurance business license
If additional damages are created as a result of the insurance company’s failure to pay in a timely manner, the insurer may have to cover these costs in what is known as consequential damages.
Seek Legal Assistance to Protect Your Rights
If you were injured in an accident and are not satisfied with how the insurance company is handling your claim, we recommend seeking legal assistance from a licensed attorney.
At Anderson, Cummings & Drawhorn, LLP, we are ready to hear the details of your claim in a no cost evaluation. We charge no fees up front unless we win compensation on your behalf. There is no need to come into the office for a face-to-face meeting, as we are fully established to handle your claim by phone and online, so you can remain safe in the comfort of your own home.
Give us a call today at (817) 920-9000 and someone from our legal team will contact you shortly after.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive guidelines. This page was approved by attorney Seth Anderson, whose team has more than 50 years of combined legal experience in helping victims of personal injury seek justice.
Recent Blog Posts
What Happens If a Pedestrian Caused an Accident? Legal and Practical Considerations
February 25, 2026
A pedestrian can face legal and financial responsibility when pedestrian actions directly trigger a collision, although Texas law still evaluates every party’s conduct before assigning fault. At Anderson, Cummings & Drawhorn, LLP, we often speak with Fort Worth residents asking what happens if a pedestrian caused an accident , especially...
Read Article
What to Do If Someone Sues You for a Car Accident in Texas
September 26, 2025
Being sued after a crash is one of those situations nobody expects, and when it happens, it can feel overwhelming. You may worry about your finances, your reputation, and how to even begin responding. Many Texans search for what to do if someone sues you for a car accident in...
Read Article
What Is a Rolling Stop and Why Is It Illegal in Texas?
August 22, 2025
Drivers across Texas may not even realize they’re doing it, but what is a rolling stop? It’s when a vehicle slows down at a stop sign or red light but doesn’t completely halt before entering the intersection. It might feel like a minor shortcut, especially when there appears to be...
Read ArticleRequest a Free Case Evaluation
Tell us about your accident and your injuries. An injury lawyer from our team will call and provide you with a free evaluation of your case. If we can help, and you are unable to travel, we will come to your home, office, or hospital. It’s easy – let’s get started.
Email Us Anytime
Email us anytime and we will get back to you.
We’ll Come To You
Our attorneys will come to your home, office or hospital at your convenience.
Available 24/7
Our team is ready and waiting to help you today.
